Reduce Your Tax Stress withEndeavour Wealth Management

Our strength lies in our integrated team. Unlike firms where financial planning and tax preparation are separate, our in-house CPA and CFPs work hand-in-hand. This ensures your tax strategy isn't just a year-end consideration—it's a core component of your entire financial plan, from investments to retirement, designed to maximize your after-tax wealth.

We go beyond standard deductions. Our team analyzes your complete financial picture to identify opportunities for tax savings. This includes strategies like tax-loss harvesting in your investment portfolio, optimizing contributions between your RRSP (Registered Retirement Savings Plan) and TFSA (Tax-Free Savings Account), managing capital gains, and structuring charitable giving in the most tax-efficient way possible.

It creates a powerful synergy. The CFP focuses on your long-term goals and builds the financial plan, while the CPA analyzes every aspect of that plan through a tax lens. This collaboration ensures that your investment, retirement, and estate planning decisions are not only aligned with your goals but are also structured to be as tax-efficient as possible, preventing costly mistakes and uncovering hidden opportunities.

For our business clients, we offer a comprehensive suite of services. This includes advising on the optimal business structure (e.g., Sole Proprietorship, Partnership, or Incorporation as a CCPC), identifying all eligible deductions and credits, and implementing strategies like salary-dividend mix optimization. We also help design and manage tax-advantaged retirement strategies and develop succession plans that minimize tax burdens, potentially using vehicles like an Individual Pension Plan (IPP).

It starts with a holistic discovery meeting where we discuss your personal and financial goals. We'll review your prior tax returns and current financial situation. From there, our CFP and CPA collaborate to build an initial analysis and propose a set of integrated strategies. We believe in a proactive, year-round partnership, not just a once-a-year meeting at tax time.