Making sure you’re retiring in a way that works for you. Make every moment count. Let’s get started.
For most Canadians, their biggest financial goal centers around becoming financially free and retiring. It can be difficult for many people to define what retirement will look like and so for many it is abstract, far away and undefined. As a result, the majority of Canadians are unprepared to retire when they would like to. Having a plan can make all the difference.
Generally speaking, when we discuss market volatility, we advise clients that timing is less important and we cannot predict short term markets. However, when it comes to retirement income, the sequence of returns matters and can have a dramatic impact on your ability to generate the retirement income you choose.
Knowing which accounts to use for your investments can play a large role in determining how much money you will be able to spend in retirement. As advisors, it’s our job to advise you on which accounts will add the most value to achieve your goals.
To start, find out whether an RRSP or TFSA would be more beneficial for you with our calculator.
Understanding how much you need to save on a regular basis to achieve your goals
A customized investment portfolio designed to generate the rate of return you need to be successful
An account of your risk profile which considers your comfort level for volatility and the impacts on your long-term goals
A holistic financial plan to incorporate all your retirement income sources and financial accounts